interview:syed danish ali by areeba zai

Interview with Syed Danish Ali by Areeba Saher Zai.

Assigned by= Sir Sohail Sangi

Interviewer=Areeba Saher Zai

Roll Number =B.S part 3 (2k15/MC/100)

Interview with = Syed Danish Ali  (Personal Banking Manager in Meezan Bank)

He was born on 8th February 1986 in Hyderabad sindh.He went karachi for graduation and masters in 2005 for BBA from pakistan airforce karachi institute of economics and technology .He started his career with united bank limited as a phone banker in 2008. And now currently working as a personal banking manager in meezan bank limited in hyderabad. He got best performance award in personal banking in 2015 and 2016 in whole hyderabad region. He promoted as a personal banking manager by his best performance.

His words ''Banking is my passion so as my profession''

Q. How your bank differentiates with other operating banks in pakistan?what is the competitive edge you think?

Ans. To successed locally, Meezan bank is doing business with its greater area network and wide range of products which suits to almost every man of the current society and attracts them. Competitive edge is first and primer islamic bank with highest branch network and deposits.

Q. How do you compete in shrinking discount rate?

Ans.Well,This is the major threat to the banking industry and we only compete by providing best customer services and understanding basic needs of the business and salaried sector.''Treat the customer,how you want to be treated''.

Q.Since,state bank of pakistan is the regulatory authority,How do you think that these has been justice while measuring conventional and islamic banks performance simultaneously?

Ans.Ideally,there must be different regulatory authority for islamic and conventional banks but steps are being taken into consideretion to put them apart.For now,state bank of pakistan is doing well while measuring performance of the both sectors.

Q.What is the major role of financing sector in currently operated banks?

Ans.Nowadays,banks are putting more interest towards financing sector to generate income.Like microfinancing banks and providing loans to the (smell medium enter prise) have been major tool of banking sector for maximizing net income/profit.I see a bright future of the financing banker and business.

Q.What will you say about work life balance being a banker?

Ans.It is tough for the operetions side specially to manage work life balance as the most employees work late hours.Time management is the only key to get your job done significantly.Family and career are the most important things and should be prioritized equally.I request all bankers to manage time in working hours.

Q.What risk associated to the bank staff 9 to 5 ?

Ans. Definately,life risk associated with this job as the cash dealing is going on all the time.No matter what happens,just be vigilant and get your task done.''High risk high return''.

Q.What is shariah?Does it really work and implemented fairly in islamic banks?
Ans.Shariah is the key component of any islamic bank and it means knowledge and sayings of quran,sunnah and hadith.Yes,surely it works fairly with the true spirit and justice as there have shariah board in each islamic bank which conducts audits to each and every transaction.

Q. What is the career growth here? and where you see yourself after 5years?

Ans.If you are hard and smart worker,also aim and keen to provide best customer services.Then there is a way to go and ''sky is the limit'' ofcourse. Well, I  see myself as the area manager after 5years.

Q. What is the future prospects of a banker?Would you suggest your sibblings to be a banker?

Ans.This has now been a competitive job as more then 50 banks are opereting locally in pakistan.But to me,future prospects are bright as more business and investment to come within near future. I would only suggest to the sibblings to be a banker if they have the same passion and desire to achieve the targeted goals.